Changing the Future, One Credit Report at a Time.
Take control of your financial future with reliable, ethical, and results-driven credit repair solutions. At Briana J Credit Repair, we help South Carolina residents remove inaccurate items, rebuild credit profiles, and achieve long-term financial stability through proven credit restoration strategies.
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Affordable credit repair services starting at just $149 per month. Choose a package that fits your budget and goals.
Credit History
Need to build or repair your credit report? Our experienced team has the proven strategies to help you succeed.
Our Identity
Welcome To Briana J Credit Repair
Briana J Credit Repair provides reliable credit repair services to fix your credit report and restore your financial standing. As trusted credit repair specialists, we have assisted hundreds of customers in taking control of their financial lives throughout South Carolina and across the country.
Your credit score influences everything! loan approvals, insurance premiums, employment opportunities, apartment rentals, and even utility deposits. A strong credit profile opens doors to better financial opportunities and can save you thousands of dollars over your lifetime.
Our mission is to help you fix, restore, and strengthen your credit score so you can live with confidence again.
What Is Credit Repair?
Credit repair is the process of identifying, challenging, and removing inaccurate, unverified, or misleading information from your credit report with the three major credit bureaus: Experian, Equifax, and TransUnion. Professional credit restoration helps ensure your credit score accurately reflects your real financial behavior.
The Reality of Credit Report Errors
Studies show that 1 in 5 consumers have errors on their credit reports. Many South Carolina residents struggle with low credit scores due to:
- Reporting errors and data inaccuracies
- Outdated or duplicate account information
- Collection agency mistakes
- Identity theft and fraud accounts
- Unverified negative items
- Medical billing errors
Even one inaccurate item can drop your credit score by 50-100 points, costing you loan denials.
Your Legal Rights Under Federal Law
Under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), you have the legal right to:
- Dispute any inaccurate or unverifiable information
- Demand verification from creditors and collection agencies
- Request removal of incorrect negative items
- Receive accurate credit reporting from all three bureaus
- Be protected from unfair debt collection practices
At Briana J Credit Repair, we leverage these consumer protection laws to help you fix your credit report, improve your credit score, and access better financial opportunities.
Our Services
Our credit repair support team works with credit bureaus to repair credit scores by removing wrongful and negative claims from credit history. Based on your needs, we will guide you to the ideal packages to take your credit to a better place.
Core Services We Provide:
- Credit Analysis
- Credit Repair & Building
- Credit Monitoring & Results
- Business Credit Assistance
- DIY Credit Repair Service
What We Fix on Your Credit Report
We challenge and work to remove inaccurate, misleading, outdated, or unverified negative items from all three major credit bureaus: Experian, Equifax, and TransUnion.
Common Negative Items We Address:
- Late Payments: Inaccurate or unverified late payment notations.
- Collections: Medical collections, utility collections, and third-party collection accounts.
- Charge-Offs: Accounts written off by creditors but still damaging your score.
- Medical Bills: Healthcare debt that shouldn’t be on your report or contains errors.
- Repossessions: Vehicle repossessions that are inaccurate or improperly reported.
- Foreclosures: Real estate foreclosures with reporting errors.
- Bankruptcies: Ensuring bankruptcy information is reported correctly within legal timeframes.
- Student Loan Issues: Late payments, default status, or loan rehabilitation errors.
- Fraud / Identity Theft Accounts: Accounts opened fraudulently in your name.
- Hard Inquiries: Unauthorized credit checks that lower your score.
- Public Records: Judgments, liens, and other public record inaccuracies.
- Duplicate Accounts: Same debt reported multiple times across bureaus.
Our Approach to Credit Disputes
Unlike automated “credit repair mills,” we take a personalized approach:
- Manual Review: Every credit report is analyzed by experienced specialists.
- Custom Dispute Letters: No templates; each dispute is tailored to your situation
- Legal Compliance: All disputes follow FCRA guidelines and consumer protection laws
- Multi-Bureau Strategy: We address all three credit bureaus simultaneously
- Creditor Communication: Direct disputes with original creditors when necessary
- Documentation: Complete paper trail for all disputes and responses
Our goal is to create a cleaner, stronger, more accurate credit profile that lenders and creditors trust.
Book Your Appointment
Appointments can be booked for personal and business credit consultations, tax questions and services as well.
If you are a current client please feel free to use this link as well.
Our Packages
Why Choose Us
At Briana J Credit Repair, we are dedicated to fixing your credit quickly, safely, and confidently using proven strategies that deliver real results, most clients see their first deletions within 30–45 days. Our expert team creates personalized credit plans tailored to your unique situation, with expedited service that includes priority processing, dedicated specialists, and custom programs designed to accelerate your progress. We personally guide you through every step of the process so you’re never left confused about what’s happening. We offer transparent pricing with no hidden fees, short-term commitments with the freedom to cancel after 30 days, and a money-back guarantee if at least one negative item isn’t removed within 90 days. Your information is protected with bank-level encryption, and we never sell your data to third parties. With a proven track record of helping hundreds of clients across South Carolina and nationwide, we also focus on education, empowering you with the knowledge to build and maintain strong credit for life.